1 Fullerton Credit Pte Ltd is a licensed moneylender (License No. 100/2023) listed in the Registry of Moneylenders, under the Ministry of Law in Singapore.

Interest Free Loan Singapore

Instant cash for all your financial needs

  • ZERO interest
  • Quick approval
  • Get up to 6X your monthly income
 

Borrow With Ease! Apply Now!

Turn Your Plans Into Reality

Imagine the possibilities when you have the financial resources to make things happen. Our *interest-free loans give you the flexibility and freedom to pursue your goals and fulfill your dreams.

Whether renovating your home, launching a new business venture, or simply handling unexpected expenses, our loans empower you to take action without the burden of interest charges.

Take control of your financial future and turn your plans into reality with our interest-free loan solutions.

*Terms and conditions apply.

Loan Application Process

Apply For a Loan in 3 Easy Steps

01
02
03
01
Computer with thick

Call or Apply Online

Skip the lines and apply online on our official website or talk to our loan officer at 6588 1886.

Money Lender Face to face consultation

Attend In-Person Consultation

Our loan officer will schedule an appointment for you further to discuss the terms and conditions of your loan plan.

Get Your Money

Receive your money in cash as soon as the agreement has been signed.

Computer with thick

Call or Apply Online

Skip the lines and apply online on our official website or talk to our loan officer at 6588 1886.

02
Money Lender Face to face consultation

Attend In-Person Consultation

Our loan officer will schedule an appointment for you further to discuss the terms and conditions of your loan plan.

03

Get Your Money

Receive your money in cash as soon as the agreement has been signed.

Eligibility

21 years old

At Least
21+ Years Old

Minimum Salary Of
SGD2,000

Documents Requirements

Happy family getting personal loan

Local and Permanent Residents

  • Minimum Salary SGD2,000
  • Identity card
  • Proof of residence (utility bill, a letter addressed to you, and or tenancy agreement)
  • Proof of employment (certificate of employment if your job is less than 3 months)
  • SingPass (log into CPF, HDB, IRAS website)

TESTIMONIALS

What Our Customers Say About Our Services

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Personal Loan FAQ

A 0% interest loan is a personal loan that provides borrowers with the advantage of not being charged any interest on the borrowed amount, as long as they repay the loan within a month.

However, it is important to note that repayment is typically required within the same month to fully enjoy the interest-free feature of the loan. This allows borrowers to address their financial obligations promptly without the burden of interest expenses.

Before taking out a loan, there are several factors you should consider:

  • Interest Rates: Understand the personal loan interest rate associated with the loan, as it directly affects the overall cost of borrowing. Opting for a lower interest rate is generally more advantageous.
  • Fees and Charges: Thoroughly check for any additional fees or charges that may apply, such as administrative fees or penalties for late payments. Being aware of these charges ensures you clearly understand the total costs involved.
  • Repayment Terms: Review the repayment terms, including the loan duration and frequency of payments. Choosing terms that align with your financial situation and ability to make repayments comfortably is vital.
  • Loan Amount: Determine the specific amount of money you need to borrow and ensure it falls within the borrowing limits set by the lender. This ensures you are requesting a loan that suits your financial requirements.
  • Credit Score: While licensed moneylenders like 1 Fullerton Credit may not require a credit score, it can still influence the loan amount and interest rates you offer. Consider the potential impact of your credit score on your loan options.
  • Lender’s Reputation: Conduct thorough research on the lender’s reputation, including reading customer reviews and checking for potential complaints. This step helps ensure you are dealing with a trustworthy and reliable lender.

You can borrow up to 6 months’ worth of your monthly income. You must pay the full amount within a month to enjoy the zero-interest offer.

At 1 Fulleron Credit, we evaluate your loan amount based on your proof of income, prioritizing it over solely relying on your credit score. We encourage you to request a free quote from us to determine how much you can borrow.

At 1 Fulleron Credit, we aim to approve loan applications within 1 hour. Once your loan contract is signed, we promptly disburse the cash to you. However, approval times may vary depending on factors. Contact us for more information.

With our 0% interest loans, you enjoy a repayment period of up to 1 month. This allows you to make payments at any time on or before the due date. It is important to note that late repayment may result in a late fee of up to $60 for each month of delay. We encourage timely repayment to ensure a smooth borrowing experience.

Don’t worry! You can still apply for a loan with us. Although you won’t be eligible for a 0% interest loan in this case, we are here to provide you with the financial support you need. Contact us today to discuss your loan options and find a suitable solution for your needs.

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