Licensed Money Lender Personal Loan Yishun

Yishun is a residential town that is situated in the northeast part of Northern Singapore. The town was named after Lim Nee Soon, a renowned businessman who owned rubber and pineapple plantations in the region.
Yishun is simply the Mandarin Chinese equivalent of Nee Soon. Today, it’s a haven for various fun-filled activities like sky walking at SAFRA Adventure Sports Centre or kayaking at Sungei Khatib Bongsu (SKB2).
If you ever need to work with a licensed moneylender near Yishun, this post will help you determine how to get in touch with the right one for you.
How to choose a good money lender near me?
Aside from a business license, here are 4 other things that you should consider when you’re searching for moneylenders:
- Convenient process: Oftentimes, people who apply for loans need the money right away. Hence, you should work with a licensed moneylender that makes the application process quick and convenient.
- Interest rates: The last thing you want to deal with when taking a loan is to get into even more debt. Fortunately, moneylenders in Singapore can only charge up to 4% in interest rates according to the Ministry of Law.
- Industry experience: Preferably, you should work with a moneylender that has been in the business for quite a while. This suggests that they’ve had enough time to perfect their processes, and are therefore already efficient at what they do.
- Customer reviews: Whether a company is new or old, you can always look at what people have to say about it. If you’re unsure about a particular moneylender, searching for customer reviews should give you a better picture of what they’re like.
How to apply for a loan?
If you’re convinced that taking a loan is the right choice for your current situation, here are the steps that you need to take:
Step 1: Determine the amount
Before anything else, you should know exactly how much you need to borrow. This will not only help the moneylender determine the best plan for you, but it will also help you plan for your repayment strategy.
Step 2: Check the requirements
Licensed moneylenders will need a few documents from you to process your application. The basic ones include your ID card, proof of address, proof of employment, 3 latest pay slips, and SingPass.
Step 3: Submit application
Once you’ve decided on your loan amount and gathered the necessary documents, you can now submit your application. This can be done through an online form, email, or phone call.
Step 4: Read the terms & conditions
After discussing your loan plan in person, the moneylender will present a contract based on your current situation. Go over the terms & conditions carefully. If everything looks good, you can sign the contract and get your money within minutes.
How can 1 Fullerton Credit help you?
1 Fullerton Credit has been lending money since 2009. We are one of the best licensed lenders offering the best-rated personal loans in Singapore. We aim to be your go-to Licensed Money Lender Yishun that can offer you the best financial service! Contact us at 6588 1886 or enquiry@1fullertoncredit.com.sg to apply for a loan today. You can also visit us at Licensed Money Lender Yishun today!
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