Licensed Money Lender Personal Loan Joo Chiat

Known to be the first heritage town in Singapore, Joo Chiat is located on the Eastern side of the island. It is a mix of traditional and new cultures. One can find everything from hipster bars and shops to the heritage shophouses. Here, the Peranakan culture is strongly supported and is widely known for having some famous dining spots such as Quentin’s Eurasian Restaurant, Katong Kitchen and Al Forno.

Types of Loans

If you want to apply for a loan and are not sure which one is perfect for you? Here is the description of the most common loans available in the market and which one fits your requirements in the best way.

• Personal Loan

Any loan that is for personal use, (irrespective of the reason) falls into this category. It is an unsecured loan, which means it doesn’t have to be backed up with any of your assets. So, even if you don’t own a property, you can apply for this loan. Hence, if you are not able to repay on time, the bank or moneylender can’t grab hold of your property but move forward only according to the legal procedure.

• Business Loan

If you are looking forward to expanding your existing business or looking forward to buying some new product to increase the productivity of your business, then you need to apply for this loan. Generally, the money taken from this loan is more than any other kind of loan.

• Payday Loan

When you urgently need money due to any medical emergency or due to some other reason, and your paycheck is yet to come in a few days, your best option will be a payday loan. The process of applying for a payday loan is easy and fast. Usually, the application is processed within 30 minutes of application, and the cash is made available immediately or within an hour.

• Monthly Loan

When you want to lend money but can not repay it in one instalment then you can apply for a monthly loan. This loan is generally taken for a large amount, for example, when you want to buy a property or renovate your house. The repayment needs to be in the form of monthly instalments, and the terms are generally customizable as per your requirements.

• Foreigner Loan

If you are a foreigner living in Singapore and want to apply for a loan to settle here or send it to your family for some kind of emergency then you can apply for this loan.

Why us?

If you are looking forward to applying for any of these loans, then 1 Fullerton Credit is your best option. They are a licensed moneylender in Singapore and make customized loan terms as per the customer’s requirement. They have a 4.9/5 rating (326 reviews) on the loan advisor and highly appreciated by the client for being fast and professional. If you’re in need of urgent finances, consider getting your loans from Joo Chiat Licensed Money Lender as they will provide you with the best loan packages to help ease your financial burden! You can contact them online, or you can call them at 6588 1886.