Licensed Money Lender Personal Loan Choa Chu Kang

Choa Chu Kang arose from a rural settlement of Chinese immigrants in the early 19th century and has since evolved into one of Singapore’s most bustling towns. 

Among the most interesting places to visit in the area is the recently reopened Choa Chu Kang Library. The library’s décor has a tranquil and serene vibe, thanks to its nature-based theme. If you’re working from home or studying for an exam, you can take advantage of their study area filled with calming plants and greenery. 

During breaks, you can go to 9 Spices for a mouthwatering nasi rempah, Kam Par Clay Pot for a soul-soothing claypot food, and Oh My Mango Dessert Bar for refreshing desserts!

Choa Chu Kang Park is also a go-to place for both residents and foreigners where you can just hang out, meet friends, or exercise. 

The area is also near some licensed moneylenders where you can easily access fast cash or personal loans in case of emergency. 

Advantages of taking a personal loan with licensed money lender

• Quick application and transaction: The efficiency of borrowing from a licensed moneylender is perhaps its most important benefit.
  Moneylenders understand that their customers need cash right away. Thus, they see to it that their application process isn’t only convenient, but also quick to complete.
• Minimal requirements: With a moneylender, borrowers won’t need to gather documents that they don’t already have. All you need are the following: ID card, proof of address (e.g. utility bill), proof of employment, 3 recent payslips, and SingPass.
• Affordable fees and interest rates: Every fee and interest that can be charged by a moneylender is capped at a specific amount as advised by the Ministry of Law. For instance, the maximum monthly interest that they can charge is only up to 4%.
• Not strict about credit scores: If your current credit score isn’t exactly the best, fret not. Moneylenders may check it, but it usually doesn’t affect your eligibility for a loan.

Steps in applying for a personal loan

Getting approved for a personal loan is never a hassle with 1 Fullerton Credit. You only have to take 3 easy steps, which are:

Step 1: Get in touch with us

No need to go straight to our office to apply for a loan. You can simply fill out our online form, write us an e-mail, or call us to start the process.

Step 2: Attend the scheduled appointment

After we receive your application, we will invite you for an appointment at our office. Here, we’ll further discuss the details of your loan so we can tailor it to your specific situation.

Step 3: Receive your money

Once everything has been discussed, we will write a contract that has all the terms and conditions that you’ll need to abide by. If the terms look reasonable, you can receive your money as soon as you sign the contract.

How Can 1 Fullerton Credit Help You?

1 Fullerton Credit has been providing tailored loan packages to assist borrowers with financial difficulties since 2009. They operate strictly under the rules and regulations set by the Ministry of Law. They offer fair interest rates on personal loans, payday advances as well as other products for eligible applicants who need it most today!

Conclusion

It’s actually fast and easy to get a loan even though you have no credit score. 1 Fullerton Credit, among the top 10 money lenders offering personal loan Singapore can get your application approved in as fast as one hour.  Licensed Money Lender Choa Chu Kang will readily assist you with the loans that you need. Just make sure you are eligible and bring the necessary documents for a smooth and quick transaction.